The advent of new and improved technologies across the globe call for numerous benefits for consumers. However, on the downside, they also enable fraudulent companies to better their game. Online scams are far too common these days.
In fact, surprisingly enough, the ratio to genuine ad’s and scam websites are staggering in favour of those websites. Fraud impacts millions and millions of hardworking citizens all across the globe. Conning someone out of their money is a practice crooks thrive on.
However, there are many ways you can identify and avoid fraud and one of the suggested services are available at datazoo.com
- 0.1 1) Be Wary Of Who You’re Dealing With:
- 0.2 2) Pay Via Credit Card:
- 0.3 3) Stay Cautious Of Your Emails:
- 0.4 4) ‘No’ Is An Option:
- 0.5 5) Never Wire Money:
- 0.6 6) Don’t Click On Redirecting Sites:
- 0.7 7) Avoid Banking On Public Wi-Fi:
- 0.8 8) Talk To A Healthcare Professional:
- 0.9 9) Avoid Unknown Organizations:
- 0.10 10) Don’t Play Your Luck On Lotto:
- 0.11 11) Double Check With The Official Website:
- 0.12 12) ATM’s Might Not Be Safe Either:
- 0.13 13) If It’s ‘Too Good To Be True,’ It Probably Is:
- 0.14 14) Check Your Credit Card Statements Regularly:
- 0.15 15) Never Pay Upfront:
- 1 Conclusion:
1) Be Wary Of Who You’re Dealing With:
It goes without saying that you should never disclose personal information to anyone without physical proof of authenticity. While this might sound cumbersome to some people, it comes as a necessary measure. Sometimes fraudulent companies work their way into genuine websites or organizations to call you on their behalf.’
Understandably so, many people fall prey to such tactics. However, you can avoid these scams by getting in contact with the Better Business Bureau and checking for the organizations authenticity.
Another way to avoid fraud is by hanging up on the caller and then calling back on the number listed on the organizations website. Always remember that no genuine company would call you at an odd hour of the night wanting personal details.
2) Pay Via Credit Card:
Again, fraudulent companies have come up with so many ways of conning people, that some people end up paying. All is not lost even now. Just remember that even if you feel like you most definitely have to or should pay, pay via credit card. With credit cards, you can dispute the transaction and have your card withdrawn in a matter of minutes.
3) Stay Cautious Of Your Emails:
I’m sure we’ve all gotten an email from a Nigerian prince in need of some money. While that might be the oldest scam in the book, modern scammers don’t go with such cons.
In fact, they’ll actually make you second guess shady emails. Always stay cautious of the emails that you receive. Email fraud is one of the biggest electronic scams going around the world.
You will get an email about winning billions of dollars, so don’t fall for it. Email scams can be easily identified if you are mature enough to understand the content in it. However, some of such emails contain valid company details. In such case, reassure it but you are not winning billions through an email though.
4) ‘No’ Is An Option:
Here’s the thing with con artists, they won’t be taking no for an answer. Let’s say you get a call from a charity and you’re taking a minute to think. A legitimate company spokesperson would be trained to deal with the delay. On the other hand, a con artist would try pressurizing you. He’ll sense that you might fall for it and won’t be willing to let it go that easily.
5) Never Wire Money:
Staying safe online means staying wary of a number of offers that pose themselves as being beneficial for you. In return for millions, all you’d have to pay would be a few hundred dollars. To most people, this would sound like a pretty sweet deal, right?
Sure, but who’s to guarantee the authenticity of such deals. Hence, no matter how sweet the deal seems, never wire money. Wiring money especially oversees, is virtually impossible to get back.
6) Don’t Click On Redirecting Sites:
Most emails come with vague information. More information is promised if you follow a link given in the text. Never, and I never repeat, click on those hyperlinks. Even if you feel like you’ve cracked their code and won’t be falling prey. These sites don’t demand information, and rather they take it out of your computer.
7) Avoid Banking On Public Wi-Fi:
Public Wi-Fi is somewhat of a godsend to most people. It displays convenience and ease. However, this comes as a godsend for scammers just as well. Public Wi-Fi is surprisingly easy to hack. In doing so, con artists can take away sensitive information that you provide while using public Wi-Fi. Hence, while you can play tetris on your phone, don’t bank.
8) Talk To A Healthcare Professional:
I know what you’re thinking. How would this help in overcoming online fraud. Well, one of the simplest ways to get someone to transfer money online is through ads. To promise them with fruitful results in their appearance or stamina.
This can really tug at a person’s insecurities. They might believe that the ad is genuine because that’s what they’ve been looking for so long. In such cases, if you get emails or ads from weight-loss companies, etc., always contact your physician.
Your physician is well-versed with what sorts of drugs are to be used, and which to be avoided. Additionally, he or she will also have apt knowledge of every known drug in existence. In such cases, they might be saving you a few hundred dollars.
9) Avoid Unknown Organizations:
A tell-tale sign of who to avoid and who to trust is the buzz behind their name. Some legitimate companies have made it so far in their work that they employ the best security. Other companies might not have access to as great technology or are bogus entirely.
Hence, your safest bet when trusting online organizations is to check for their relevance. Can you recall the name of the organization being spoken of? Can you, at the very least, make out a name somewhat similar? If the answer is no then to keep your credit card information to yourself. These companies are most definitely fraudulent.
10) Don’t Play Your Luck On Lotto:
Online scams work on a lot of people’s sentiments: money. There is hardly a soul on the face of the Earth who’ll turn down money.
That too much money that is seemingly easy to obtain. Not to mention in a huge amount. I mean, all you have to do is enter your personal information, and you’re on your way to retiring.
It should go without saying, but I’ll say it anyway.
If getting so much money was that easy, we’d all be rich. The fact of the matter is that online lotteries (and some in reality) are mostly bogus. It would be a much better bet to keep all of your money than to risk losing it all.
11) Double Check With The Official Website:
Got a call from your bank? Did something seems off? Hang up and call the number provided on their official website. Ask them about the call. I can guarantee that 10/10 times, they’ll tell you it was smart of you to have hung up.
What’s confusing for most people is the fact that scammers often call from the company’s own number. Now, the company isn’t in the wrong here.
By crafty means, the scammers are able to duplicate their number to provide authenticity. Just remember a few tell-tale signs of fraud.They’ll ask for information right off the get-go and won’t take no for an answer.
12) ATM’s Might Not Be Safe Either:
Honestly, at this point, nothing’s really safe. People have to take precautionary measures no matter what. A common scam that’s gaining momentum nowadays is where a fake ATM is placed around a corner in a completely isolated part of town.
The other scam pertaining to ATM’s is where the door requires your card to enter into the booth. In the latter cases, the ATM in itself might just be authentic, but the ‘authorization’ isn’t. The fact of the matter is, the world is advancing at rapid speeds. The unattainable is now attainable. This also poses a problem. How? Well, in the wrong hands, it could just call for turmoil.
13) If It’s ‘Too Good To Be True,’ It Probably Is:
As aforementioned, online scams are often directed towards sentiments such as money or health. This isn’t limited to online scams, but they’re mostly known to work through online services. There isn’t a sure-fire way to guarantee that what you’re falling into is a scam or a stroke of luck. However, it poses as a risk nonetheless.
14) Check Your Credit Card Statements Regularly:
You might have taken all the necessary precautions and still be losing money. With some modes of payment, you aren’t immediately notified of transactions unless you make it a point to look at those transactions.
15) Never Pay Upfront:
To end this list, we’ll go with something more known in the real world rather than online. The entire concept of the advance payment is a safety precaution from the seller’s end to ensure that you won’t back out at the last minute.
However, try to always aim for seller’s who would rather be paid after completion. On the off chance that it isn’t accessible, go for a more mutual agreement. Don’t just pay out of your pocket the second someone says so.
What would be beneficial for you, as someone who has to go online eventually, is caution. The caution has been a repetitive thing here, but it’s necessary. More often than not, a brief lapse in judgement can end up costing millions and millions.
Online and real-world fraud is getting a little too common nowadays. What started as obvious fake chain mails have since evolved to elaborate plots involving sentiments. Money and health are not compromised worthy, nor should they be. This doesn’t call for being completely willing to go with the first offer that you see. Put safety first to avoid fraud.